Vari-Flex RSP

Variable RSP Savings that has a premium interest rate as a bonus for paying yourself first.


  • Variable RSP that require regular contributions to be made (weekly, bi-weekly or monthly)
  • Interest rate is 1% above variable rate as a bonus for paying yourself first
  • Interest calculated on daily closing balance, compounded annually on Dec. 31
  • Non-spousal and spousal plans available
  • Investment can be transferred to other CU RSP investment at any time

Service Fees

  • $50 fee for transferring out to another financial institution


  • If PAC cancelled, deposit must be transferred to a fixed RSP term or variable RSP.


RRSP Variables
PayDay Vari-Flex RSP1.50%
Variable (non-redeemable) 0.50%
© Copyright Catalyst Credit Union - 2014