Personal Interest Bearing

Combine chequing and savings account into one interest bearing chequing account, eliminating the need to transfer from savings to chequing.


  • Tiered interest, calculated daily, paid monthly
  • No monthly fee
  • $1,000 Monthly Minimum Balance

Monthly Minimum Balance includes:

  • Unlimited transactions including cheques and POS transactions
  • Unlimited Internet or Telephone banking
  • Unlimited e-transfers
  • Ding Free Canadian Credit Union ATM transactions

Service Fees

If Monthly Minimum Balance is not maintained, the following service fees apply:

  • 0.70 per cheque / pre-authorized debit
  • 0.50 per Interac direct payment
  • $1.50 per Interac e-Transfer
  • $1.50 Over the Counter
  • $0.50 Online or Telephone Banking

ATM Transactions

  • Ding FREE Canadian Credit Union ATM transactions
  • $1.50 per Canadian bank or other ATM transaction
  • $3.00 per US / International ATM transaction
© Copyright Catalyst Credit Union - 2014